Maintaining a positive cash flow provides a number of benefits

Cash Flow Solutions

Are cash flow issues holding you back from paying your bills on time or growing your business?

Maintaining a positive cash flow provides a number of benefits, including positive relationships with your creditors and lenders, cash flow for growth and your own peace of mind.

Wouldn’t it be nice if running a business was nothing but money coming in? Every business has creditors and expenses, and positive cash flow isn’t always a given. Finding yourself with more cash flowing out of your business than flowing in causes more than stress – it can result in angry creditors and suppliers, halt your potential for growth and opens the potential for your business to fail.

Cash flow can be a big problem for any size business.

A company can look profitable on paper but still have cash flow issues. Two common situations that can cause cash flow issues are having slow paying customers or from your company experiencing rapid growth.

No company is TOO BIG or TOO SMALL for this proven cash flow solution.

Most businesses can’t afford to turn away customers.

Businesses that don’t have good cash flow may not be able to make the investments needed to take on more customers or bigger job opportunities and be competitive with pricing.

Even when you know you’ve got the skills and know-how to be a success, the toughest part for any entrepreneur is securing the funds to gain traction and grow despite having secured contracts with clients.

Cash flow is necessary to fund the day-to-day business operations, hire new staff and invest in new equipment and supplies needed to complete the jobs.

What is Invoice Factoring?

Did you know that Accounts Receivable Factoring is one of the oldest forms of financing in the world? It has been around for centuries in one form or another. Today it is a funding solution used by many different industries to get the cash flow they need without adding debt to their business. Credit card processing is a form of factoring that most people are familiar with.

The Bookkeeping Station does offer great rates on credit card processing if you want to accept credit card payments; however, some customers will only pay with a check and sometimes it takes up to 30, 60, 90+ days to receive payment which can hurt your cash flow. When credit card payments aren’t an option or you don’t want to pay credit card fees, invoice factoring might be the best solution for your business. See below how receiving credit card payments from customers compares to factoring your invoices.

Credit Card Payment Processing vs Invoice Factoring:

Credit Card Payment

  • Your customer orders from you.

  • You deliver the services and/or goods and create an invoice.

  • Your customer pays you with a credit card.

  • You get paid within 24 hours from the credit card company minus a credit card processing fee.

  • The credit card company waits on your customer to pay them.

Invoice Factoring

  1. Your customer orders from you.

  2. You deliver the services and/or goods and create an invoice.

  3. You submit your signed customer invoice to the factoring company.

  4. You get 80%-90% of that invoice amount deposited directly into your bank account within 24 hours minus a small factoring fee (starting as low as 1.5% fee). The other 10%-20% that is withheld is called the “reserve”.

  5. The factoring company waits on your customers to pay their invoice while you get to use the cash to operate your business.

  6. When your customer pays that invoice in full then you will receive the remaining “reserve” amount of that invoice, the 10%-20%.

Invoice Factoring is a simple and convenient process!


For many companies, the decision to factor their invoices has proven to be the step to success! It has given them immediate cash flow to grow their business more aggressively and fund the day-to-day operations.

Invoice Factoring can also be a good solution for businesses that have a poor financial history or balance sheet and can't get a bank loan. The factoring company uses the invoice as collateral so even companies with BAD CREDIT or NO CREDIT can sign up to factor their invoices. It is important that your company has good invoicing practices and that you have customers with good credit.

Quality Service, Fair Pricing, Flexible Terms

The Bookkeeping Station has partnered with one of the oldest and most prestigious factoring companies in Texas to make sure that our clients receive the highest quality of service along with fair pricing and the most flexible terms. They serve clients in many different B2B industries all across the USA including staffing, transportation, construction, oilfield, business services and more.

Contact us Today!

Let us show you how simple Invoice Factoring can be and how it can help you focus more on growing and managing your business and less time worrying about cash flow!! Please call us at (936) 449-0772.